Branch Performance
One focused view of growth, funding, efficiency and network contribution by location.
Branch performance — YTD through May 2026
| Branch | Deposits | Loans | L/D ratio | Efficiency | YoY deposits | Share |
|---|---|---|---|---|---|---|
| Main Street — Downtown | $301M | $193M | 64.1% | 70.1% | +4.5% | |
| Riverside Branch | $191M | $140M | 73.3% | 72.6% | +6.5% | |
| Westfield Commercial | $140M | $191M | 137.0% | 44.4% | +1.6% | |
| Northgate Community | $116M | $80.7M | 69.4% | 89.7% | -5.7% | |
| Harbor Business Center | $111M | $131M | 118.3% | 45.2% | +9.5% | |
| Eastside Retail | $70.6M | $39.9M | 56.5% | 105.1% | +0.4% | |
| Lakeview Private | $48.6M | $51.7M | 106.3% | 42.7% | +13.6% | |
| Bank total | $978M | $827M | 84.6% | 65.3% |
Branch efficiency allocates the bank’s own revenue across branches on funds transfer pricing weights, so the column reconciles to the income statement. It is an allocation, not a branch P&L feed.
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Intelligence by SmarterFI · Branch Performance · YTD through May 2026
Heritage Valley Bank · James R. Whitfield · data through May 2026 · load vintage v-2026-07-02-core
Every figure is computed from the fact store. Open a KPI to see its formula and source rows.