Branch Performance
One focused view of growth, funding, efficiency and network contribution by location.
Branch performance — YTD through Apr 2026
| Branch | Deposits | Loans | L/D ratio | Efficiency | YoY deposits | Share |
|---|---|---|---|---|---|---|
| Main Street — Downtown | $299M | $192M | 64.1% | 69.9% | +4.5% | |
| Riverside Branch | $190M | $139M | 73.3% | 72.4% | +6.5% | |
| Westfield Commercial | $139M | $190M | 136.5% | 44.4% | +1.6% | |
| Northgate Community | $118M | $80.6M | 68.6% | 89.1% | -4.6% | |
| Harbor Business Center | $110M | $130M | 118.3% | 45.2% | +9.5% | |
| Eastside Retail | $70.4M | $39.8M | 56.6% | 104.6% | +0.4% | |
| Lakeview Private | $48.0M | $51.1M | 106.4% | 42.7% | +13.6% | |
| Bank total | $974M | $822M | 84.4% | 65.1% |
Branch efficiency allocates the bank’s own revenue across branches on funds transfer pricing weights, so the column reconciles to the income statement. It is an allocation, not a branch P&L feed.
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Intelligence by SmarterFI · Branch Performance · YTD through Apr 2026
Heritage Valley Bank · James R. Whitfield · data through April 2026 · load vintage v-2026-07-02-core
Every figure is computed from the fact store. Open a KPI to see its formula and source rows.