Branch Performance
One focused view of growth, funding, efficiency and network contribution by location.
Branch performance — YTD through Feb 2026
| Branch | Deposits | Loans | L/D ratio | Efficiency | YoY deposits | Share |
|---|---|---|---|---|---|---|
| Main Street — Downtown | $299M | $190M | 63.4% | 69.5% | +4.5% | |
| Riverside Branch | $189M | $137M | 72.6% | 72.0% | +6.5% | |
| Westfield Commercial | $140M | $187M | 134.0% | 44.3% | +1.6% | |
| Northgate Community | $121M | $80.3M | 66.2% | 88.0% | -2.4% | |
| Harbor Business Center | $109M | $127M | 117.2% | 45.1% | +9.5% | |
| Eastside Retail | $70.8M | $39.7M | 56.1% | 103.5% | +0.4% | |
| Lakeview Private | $47.3M | $49.8M | 105.4% | 42.8% | +13.5% | |
| Bank total | $976M | $811M | 83.1% | 64.8% |
Branch efficiency allocates the bank’s own revenue across branches on funds transfer pricing weights, so the column reconciles to the income statement. It is an allocation, not a branch P&L feed.
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Intelligence by SmarterFI · Branch Performance · YTD through Feb 2026
Heritage Valley Bank · James R. Whitfield · data through February 2026 · load vintage v-2026-07-02-core
Every figure is computed from the fact store. Open a KPI to see its formula and source rows.