Branch Performance
One focused view of growth, funding, efficiency and network contribution by location.
Branch performance — YTD through Jan 2026
| Branch | Deposits | Loans | L/D ratio | Efficiency | YoY deposits | Share |
|---|---|---|---|---|---|---|
| Main Street — Downtown | $297M | $188M | 63.5% | 69.2% | +4.4% | |
| Riverside Branch | $188M | $136M | 72.7% | 71.7% | +6.5% | |
| Westfield Commercial | $139M | $186M | 133.6% | 44.1% | +1.6% | |
| Northgate Community | $122M | $80.2M | 65.5% | 87.3% | -1.3% | |
| Harbor Business Center | $108M | $126M | 117.3% | 45.0% | +9.6% | |
| Eastside Retail | $70.5M | $39.7M | 56.3% | 102.9% | +0.4% | |
| Lakeview Private | $46.6M | $49.2M | 105.6% | 42.8% | +13.6% | |
| Bank total | $971M | $806M | 83.0% | 64.6% |
Branch efficiency allocates the bank’s own revenue across branches on funds transfer pricing weights, so the column reconciles to the income statement. It is an allocation, not a branch P&L feed.
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Intelligence by SmarterFI · Branch Performance · YTD through Jan 2026
Heritage Valley Bank · James R. Whitfield · data through January 2026 · load vintage v-2026-07-02-core
Every figure is computed from the fact store. Open a KPI to see its formula and source rows.